Best health insurance for small business in Nigeria and how to get it

Running a business in Nigeria comes with many challenges, and one of the most critical yet often overlooked aspects is providing health insurance for employees. As a small business, start-up or growing company, investing in a solid health insurance plan can significantly impact productivity, employee retention, and overall business success.

In this guide, we’ll explore why businesses need health insurance, its benefits, and how Reliance HMO provides the best solutions tailored to Nigerian businesses.

Why Businesses in Nigeria Need Health Insurance

1. Employee Well-being & Productivity

Healthy employees are more engaged, efficient, and productive. Providing health insurance reduces absenteeism due to illness and ensures workers have access to medical care when needed.

2. Improved Employee Retention & Satisfaction

One major reason employees leave jobs is inadequate benefits. Offering health insurance for small businesses can set your company apart and help retain top talent. A comprehensive healthcare package shows employees that you value their well-being, leading to higher job satisfaction and loyalty.

3. Financial Protection & Cost Savings

Medical emergencies can be financially draining for employees. By securing health insurance for your business, you help them manage healthcare costs, reducing their financial stress and improving overall morale. Additionally, businesses benefit from lower out-of-pocket expenses for employee health issues.

4. Compliance with Regulations

While health insurance isn’t mandatory for all businesses in Nigeria, the government is increasingly encouraging businesses to provide health benefits. Companies that offer health insurance are better positioned for compliance with evolving labour laws.

Common Misconceptions About Business Health Insurance

• “Health insurance is too expensive.” Many affordable options exist, especially with providers like Reliance HMO, that cater to businesses of all sizes.
• “Small businesses don’t need health insurance.” Even startups and SMEs benefit from providing health coverage, as it fosters a loyal and motivated workforce.
• “The process is complicated.” With the right provider, setting up a plan is straightforward and hassle-free.

Why Choose Reliance HMO for Your Business Health Insurance?

Reliance HMO offers flexible, affordable, and comprehensive health insurance plans for businesses in Nigeria. Here’s why they stand out:

1. Affordable & Customizable Health Insurance Plans for Small Business

Reliance HMO provides cost-effective health plans for businesses of all sizes, from startups to large corporations. Businesses can choose from different coverage options based on their budget and needs. In fact, businesses can choose from quarterly, biannual, or yearly subscription plans for their package.

Health Insurance Plans for Small Business

2. Healthcare on the Go with the Reliance Care App

The Reliance Care app is the most used healthcare coverage application in Nigeria. This is because the telemedicine feature currently on the app has Nigeria’s most expansive telemedicine adoption rate. Simply, employees can speak to doctors on their mobile phones without travelling long distances to access healthcare. It’s as simple as opening the app, clicking to consult a doctor, and putting your request in the chat, and a doctor will respond within 60 seconds. More importantly, with access to hospitals, clinical services, and other added healthcare locations from the app, all across Nigeria, employees can receive quality healthcare whenever needed and wherever they are.

3. Digital & Hassle-Free Process

Reliance HMO operates a very digital process onboarding process. To simplify, business owners who join Reliance HMO do not need any paperwork or complicated processes to sign up their business. In case that’s unclear, everything is seamless and digital from onboarding to claims processing—reducing paperwork and ensuring quick access to healthcare services. Business owners do not have to spend a lot of time managing their employees’ healthcare. Reliance HMO pay claims fast. Hence, healthcare centres do not hesitate to provide healthcare services for Reliance HMO users.

4. Wellness & Preventive Care

Beyond medical treatment, Reliance HMO provides preventive care services, ensuring employees stay healthy and avoid major health complications. From gym and spa visits to dental appointments, Reliance HMO thrives on whole-person care to drive desirable healthcare outcomes for all enrollees.

Full Benefits of Reliance HMO Small Business Plan: View List

Businesses Benefiting from Reliance HMO 

Testimonial 1: Healthcare plan with Benefits you really need (Ewarawon Samuel)

Testimonial 2: Our Employees are our biggest assets (Godsgift Obi)

How to Get Health Insurance for Small Business with Reliance HMO

1. Visit www.getreliancehealth.com/nigeria/small-business to explore available plans.
2. Choose a plan that fits your business size and budget.
3. Sign up online with an easy registration process.
4. Enjoy seamless healthcare access for your employees.

You can fill out the form in the sign-up link below, and someone from our team will contact you.

Take the Next Step: Secure Your Business’s Future

Investing in health insurance for businesses is not just about compliance—it’s about ensuring the well-being of your employees, improving productivity, and protecting your business’s financial future.

Ready to get started? Explore Reliance HMO’s plans today and give your business the advantage of quality healthcare.

👉 Click here to sign-up for a plan