Covered to outpatient procedure limit of ₦250,000 for outpatients, total coverage limit for inpatients
Covered to outpatient procedure limit of ₦500,000 for outpatients, total coverage limit for inpatients
Advanced diagnostic imaging & procedures
Covered to outpatient procedure limit of ₦250,000 for outpatients, total coverage limit for inpatients
Covered to outpatient procedure limit of ₦500,000 for outpatients, total coverage limit for inpatients
Mental and behavioural health consultations and therapy sessions per year
8 outpatient sessions
12 outpatient sessions
Weekly gym sesions
1 session per week
Hospital and home adult immunisations for Hepatitis B, Yellow Fever and Meningitis
Adult immunisations covered to ₦250,000 outpatient procedure limit
Adult immunisations covere to ₦500,000 outpatient procedure limit
Physical / Speech therapy sessions per year
Covered under specialty consultations limit of 8 sessions
Covered under specialty consultations limit of 12 sessions
Physiotherapy care sessions per year
Covered under specialty consultations limit of 8 sessions
Covered under specialty consultations limit of 12 sessions
Accommodation and admission
14 days per year
28 days per year
Accident and emergency care
Road ambulance services
2 rides per year
4 rides per year
Inpatient services
Covered to total annual limit
Covered to total annual limit
Surgery and anaesthesia
₦150,000 global surgical limit per year
₦500,000 global surgical limit per year
Intensive care unit
24 hours per year
48 hours per year
Wellness services and annual health checks for 15 years and older
- BMI Check, general physical examination, & blood pressure check - once per year
- PCV, urinalysis, blood sugar & fasting or random lipid panel - once per year
- Annual Visual Acuity Check (Using Snellen Chart) - once per year
- Mammography (For Women ≥ 40 years of age) - once every two years
- Fecal Occult Blood Test for Colon Cancer ≥ 40 years of age - once per year
- PSA Check (For Men ≥ 40 years of age) - once per year
- Cognitive & memory screening for the elderly (65 years and above) - once per year
- HIV antibody & hepatitis B antigen and antibody & hepatits C antibody screening - once per lifetime of plan
Durable medical equipment
Covered with prescription and medical justification to ₦50,000
Congenital conditions
Covered under applicable limits
Covered under applicable limits
Autoimmune diseases
Covered under applicable limits
Covered under applicable limits
Sickle Cell disease
Covered under applicable limits
Covered under applicable limits
Cancer
Covered under applicable limits
Covered under applicable limits
Chronic Kidney Disease
Covered under applicable limits
Dialysis
Covered under applicable limits
Covered under applicable limits
After demise compensation
₦100,000 limit
Important information – Please read carefully
All life threatening conditions must be diagnosed by a certified medical doctor. Additional documentation may be required to establish the medical need for treatment.
There is a 2-week waiting period from the policy’s start date for inpatient admissions, accidents and emergencies
Surgeries, durable medical equipment, wellness screenings and critical care services will only be covered after 3 months from the policy start date
After demise, compensation as well as certain diagnoses and complication of those diagnoses will be subject to a 1-year waiting period prior to coverage eligibility. These include chronic and end-stage kidney disease, all cancers/oncological conditions, congenital illness, autoimmune conditions and benign haematological conditions (including sickle cell disease)
Please carefully review and note all plan limits and exclusions
Replacement/Exchange/Swap of covered plan members during a policy is not allowed under any circumstances
Serenity health plans do not provide reimbursement for any care carried out overseas, outside of the territory of Nigeria
Penalties and resetting of waiting periods will apply for plans with coverage interruption during the coverage period to cover unpaid premiums
Additional fees may apply for changing plan level and coverage during the year of premium coverage
Buy now to protect your parents’ health
Call us at 0700-7354-2623. Or click below to get started purchasing a Serenity health plan for your older parents in Nigeria whether your live home or abroad!
